March 28, 2010
I went through the most bizarre experience this week. I applied for a job Monday night and got an e-mail from the employer at 4 a.m. the next day asking me to call her in the morning. Unfortunately I had to work from 8:30 a.m. until 1 p.m. and I had a meeting at 1:30, which meant I wouldn’t be free until around 3 p.m. I wrote an e-mail telling her that, and she responded by telling me that she wanted to speak to me that day, and that she was busy at 3. I replied and told her I would try to call her.
I called her and left a message, she called back, but I wasn’t around to pick up the phone. Then she called again around noon and I pick up. Immediately she started interviewing. “I’m sorry,” I interrupted. “But this isn’t a good time, I’m watching a baby.”
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March 25, 2010
TGFUE I like to say—Thank God for unemployment extensions. Without them, I’d pretty much be penniless right now as technically, my unemployment is supposed to be up. Unfortunately, the Republicans are stalling the vote for another extension, and I’m sitting tight hoping the Senate will pass another one, or even better—I get a full-time job! How are you feeling about extensions?
February 2, 2010
But then again, I suppose there is comfort in numbers.
January 10, 2010
Can’t afford to eat out as much as before? Just head out to restaurants a little bit earlier. Discount dining is back in style, with several restaurants offering discounts before 6 p.m. Early bird specials are no longer just for senior citizens looking to be thrifty, but for anybody who is willing to save a buck.
January 5, 2010
The Conference Board research group conducted a survey that found 55 percent of Americans dissatisfied with their jobs—the highest rate in 22 years. Okay American employers: I have an assignment for you. Figure out how to make your employees happy! I promise you’ll get higher productivity!
December 31, 2009
May 2010 bring us more work and a better economy!
December 23, 2009
Yesterday Phi announced it was shutting down due to the Great Recession’s economic climate. Most of you probably don’t know of Phi, the high-end luxury label founded by Susan Dell, wife of Dell founder and CEO Michael Dell.
I remember admiring Phi’s architecturally sleek, sexy and tough designs when we used a dress and those booties on the left for a photo shoot I worked on. Several celebs and fashion editors revered and wore the label, which was founded in 2003. Apparently critical acclaim didn’t translate into sales for the company, and the recession got the best of them.
It doesn’t surprise me, considering most could never afford the clothes (the boots retailed for $995), especially not those out of job. Fashionistas everywhere are in mourning. Hopefully the label will come back in another incarnation in the future.
(See the a photo from the shoot I used those shoes in after the jump)
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December 23, 2009
I was thinking about this just now. The last four guys I’ve dated have been underemployed or unemployed—unstable, basically—just like me. One guy was unemployed and bounced through traveling, friends’ apartments and his parents’ home; another lost his job and couldn’t pay rent; another was underemployed, doing odd jobs and had just moved back in with his mother—a boomerang child; and another waited tables at a dead-end restaurant and got fired during our stint. I freelance here and there and collect unemployment while crashing in a friend’s spare room. All that leads to the question:
Am I attracting what I put out?
Or are there just a lot of un(der)employed people roaming around New York?
December 19, 2009
I ended up not getting the job. It’s so frustrating to have made it to the final round and not get hired. I wonder why they decided not to hire me for the position. Was I overqualified? Did I say the wrong thing? Wear the wrong outfit? But, the editor in chief called me personally and told me they were a big fan and they would like to hear my voice on their website—as a freelance blogger. I have yet to hear the details, so I don’t know if they want me to do it full-time or not. If it yields a steady paycheck, I’ll be relieved. As the Rolling Stones song goes: “You can’t always get what you want, but if you try sometimes, you just might find, you get what you need…”
December 19, 2009
Whew. I can breathe a sigh of relief for two more months because my unemployment was about to run out. I had no idea what I was going to do. I just tried not to think about it.
Business Credit Builder Program
If you are dealing with an imperfect credit history, the business credit builder program is here to help you. We will work with you to put you in the right loan. We support your commitment to improve your finances. When you are just starting out, we can help your first vehicle, credit card, first house, start a business or even expand a business. Whether you are starting out or starting over, we want to help you. We all know a low credit score can make even your basic financial needs a struggle. That is why the business credit builder program has developed a series of ways to help you get track of your credit. Building your credit and building your savings at the same time! The money you borrow is placed in a special savings account, make monthly fixed payments and once the loan is paid off you will have the access to the funds in your special savings. But if you have not paid yet your loan in full the money in your savings account is not yet available for you for any usage.
So, are you one of the many people whose credit took a big hit during this time? You may be looking for ways to nurse your credit score back to health. And we are here; the business credit builder program offers strategic ways on how to guide your finances into success. So, recently we have established this credit-building product, conveniently known as a business credit builder program that helps establish credit or improve a credit score.
The business credit loan program is offered as a way for credit union members to do a couple of things: get something good on their credit reports and set aside money for the future use. So, before you agree to take out one of these loans just be sure that they are indeed reporting to at least some of the big bureaus. After all, these bureaus are the ones that provide the reports that are used to create the credit score, which most lenders use to judge and evaluate borrowers. The business credit loan builder is about giving an opportunity to people to start building relationships with some sort of financial institution that will help them build a credit history and will hopefully help them build financial relationships and become part of the mainstream. Developing a credit image for your business conserves cash and building business credit profile can keep your company out of no credit or high risk or high interest categories, thus, saving money for the company which can be utilized for other financial investments and project expansions.
Our business credit builder program will establish credit identity with multiple reporting agencies. This allows for more and more credit to be achieved as need as your business grows, develops and expands. We position your business for other items that you need for your business ventures and innovations. All of this reduces and eliminates the need for you, the business owner, to leverage your personal credit which affects you when you are looking to buy or sell real estate to run for your business.